Tuesday, January 22, 2013

Privacy Policy

This Privacy Policy governs the manner in which Insurance and Education Choices collects, uses, maintains and discloses information collected from users (each, a "User") of the http://insuranceandeducationchoices.blogspot.com/ website ("Site"). This privacy policy applies to the Site and all products and services offered by Insurance and Education Choices.

Personal identification information

We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Site.. Users may visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

Insurance and Education Choices may collect and use Users personal information for the following purposes:
  • - To improve our Site
    We may use feedback you provide to improve our products and services.
How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.

Google Adsense

Some of the ads may be served by Google. Google's use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses "non personally identifiable information" and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html

Changes to this privacy policy

Insurance and Education Choices has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:
Insurance and Education Choices

This document was last updated on January 22, 2013

Sunday, January 20, 2013

Anyone that doesn't think that we are living in very tough economic times must have been hiding under a rock. The current mortgage crisis has made it almost impossible for anyone to get a home mortgage loan and on top of that the current credit crisis has made it almost impossible to get any kind of loan at all. How then, do we get through these times and keep our current car insurance coverage? There are a few options that you can take. For example, in try to renegotiate your current auto insurance monthly payment with your broker. We both know that during tough times like this it is not only tough for the person to pay their monthly car insurance payments but it's also tough for brokers to sign up new clients and to keep old clients that are in good standing. They Might be so desperate to keep your business that they may renegotiate your monthly payment so that it will be easier for you to pay them.
Your other option is to drop your current auto insurance and look for a new one online. Looking online for car insurance broker can be much easier than searching the newspapers or the Yellow Pages and you are more likely to get a better deal on oil insurance online because their costs of advertising are cut down greatly because there is no paper to be printed and auto insurance quotes can be given to your e-mail within minutes saving you a lot of time. This is also how I got my current health insurance and how I plan also changed my current auto insurance payment to make it lower. Even this way won't be easy paying off your monthly auto insurance payments, but on top of this you need to also start learning how to live within your means and that means not spending anything that isn't essential like an expensive car, chocolate cake, Twinkies or gold earrings. Unfortunately we have to turn to misers, if that means we can keep our current car insurance policy it will save us a lot of misery in the end.
The last alternative would be to take a big risk and drop your current car insurance altogether. You will save a lot of money this way by not paying car insurance at all about the risks our super high. For example, if your caught speeding on the highway without car insurance not only can you go to jail, but your car can also be impounded and the cost to get your car back will also hit your pocket again. We don't even want to talk about what will happen you get into a car accident without having auto insurance and the accident was actually your fault. Not only will you have to pay for your car rebuilt and your medical expenses but you will also be responsible for paying car fees for the person that you hit. After that it only gets worse, as you will be hit by a huge lawsuit which you will probably not be able to pay off because you're in jail so this burden will then be placed upon your family. Take advice folks, driving without auto insurance is like playing Russian roulette if you're well being as well as playing Russian roulette with your families will be. This isn't something that any normal person would do for the people that they love.
We are experts at providing the most affordable auto insurance quotes for you so that you have less to worry about during these tough times.
Tomorrow, we are putting out a large list of 2013's Insurance and Education choices. You will be amazed at all the reviews that are also quoted. High quality insurance and education on your way!
On this blog you will find the best Insurance and Education choices!